FREE CASHFLOW ANALYSIS

See what our system sees about your business.

Enter a few numbers and we'll show you your projected cashflow gap, how many days of runway you have, and how much financing would cover it. This is the same analysis we run when you apply — no obligation, no account needed.

Read-only bank data — we cannot move money

No personal credit check

Result in under 2 minutes

No obligation to apply

Your data is safe. Your identity is protected.

Identity verified by Didit

All applicants are verified using Didit — a certified KYC (Know Your Customer) provider. Your ID is checked securely and never shared.

Bank connection via Ponto (PSD2)

We connect to your business bank account through Ponto, a licensed PSD2 open banking provider. We only request read-only access — we cannot make payments or move money.

Financing provided by Qeld

The financing you receive is provided by Qeld, a licensed Dutch credit provider. PayLTR acts as the onboarding and distribution layer.

GDPR compliant

All data is processed in line with European GDPR regulations. You can request deletion of your data at any time.

Calculate My Cashflow Gap

Takes less than 2 minutes. No obligation. No paperwork.

Total monthly supplier purchases (€)

Include all major recurring suppliers.

Average supplier payment terms

Select the average payment term across your suppliers.

Typical largest invoice (€)

Used to match the right PayLTR plan.

Number of monthly invoices

Expected seasonal fluctuation

Medium fluctuation (~15%)

Your Results

Based on your inputs, here's your financing opportunity.