The situation
The manufacturer offered a meaningful discount for payment within ten days. The retailer’s best margin weeks were still four weeks away, so paying early from cash would have squeezed day-to-day operations.
What they did
They financed the stock purchase with PayLTR, paid the manufacturer within the discount window, and aligned repayments with the weeks they historically see the strongest in-store and online sales.
The outcome
They captured the discount, shelves were full for the rush, and cashflow stayed stable through the restock period.
The discount window was ten days and our cash wasn’t there yet. PayLTR meant we could take the manufacturer’s price and still run the shops normally.
- Amount financed
€58,000
- Application time
9 minutes
- Time to receive funds
Within 24 hours
- Volume discount captured
Yes
- Payment break used
100 days
- Result
Stock in place for peak weeks, margin protected